Working Papers

Judge Specific Differences in Chapter 11 and Firm Outcomes, joint with Tom Chang, February 2007.
[Full Text]

The Importance of Holdup in Contract Negotiations: Evidence from an Audit Study, joint with Raj Iyer, Working Paper, April 2008.
[Full Text]

Fighting Procrastination in the Workplace: An Experiment, joint with Ximena Cadena, Alexandra Cristea, Héber M. Delgado-Medrano, NBER Working paper 16944, April 2011.
[Full Text]

Are the Seed of Bad Governance Sown in Good Times, joint with Ebonya L. Washington, NBER Working Paper 17061, May 2011.
[Full Text]

Credit Supply and House Prices: Evidence from Mortgage Market Segmentation, joint with Manuel Adelino and Felipe Severino, NBER Working Paper 17832, February 2012.
[Full Text]

The Market for Financial Advice: An Audit Study, joint with Sendhil Mullainathan and Markus Noeth, NBER Working Paper 17929, March 2012.
[Full Text]

Do Relationships Matter? Evidence from Loan Officer Turnover, joint with Alejandro Drexler,  December 2012.
[Full Text]

The Incentive Effect of Scores: Randomized Evidence from Credit Committees, joint with Daniel Paravisini, NBER Working Paper 19303, August 2013.
[Full Text]

Can Unemployment Insurance Spur Entrepreneurial Activity? Evidence From France, joint with Johan Homberty, David Sraer and David Thesmar, MIT Working Paper 20717, October 2014.
[Full Text]

Trading Partners in the Interbank Lending Market, joint with Gara Afonso and Anna Kovner, October 2014.
[Full Text]

*Final Version* Loan Originations and Defaults in the Mortgage Crisis: The Role of the Middle Class, joint with Manuel Adelino and Felipe Severino, Review of Financial Studies, forthcoming.
[Full Text] [Slides] [Response to Mian and Sufi (2015)]

The Globalization of Angel Investments: Evidence across Countries, joint with Josh Lerner, Stanislav Sokolinski and Karen E. Wilson, Journal of Finance, forthcoming.
[Full Text]

Do Credit Card Companies Screen for Behavioral Biases?,  joint with Hong Ru, NBER Working Paper w22360, January 2017.
[Full Text]